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Looking back on 2006,
bankruptcy filings went down
nationally, due in large part to a stricter federal law.
In 2007, as we look ahead, we face the reality that household
debt is still at a record high relative to income, according
to recent Federal Reserve Bank statistics. The answers
to these questions remain as important as ever...
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Are you
borrowing from one credit card to pay another card?
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Are you behind
in your mortgage payments?
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Are creditors
calling you at home or work?
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Are you
supplementing your income by using credit cards?
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Are you
considering a second mortgage or refinancing a home loan so
you can make credit card payments?
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Are financial
worries hurting your relationships or health?
One year after bankruptcy law
reform, many households and small businesses continue to face
difficult financial times and seek help
through debt relief. Lakewood, Ohio resident and
Cleveland attorney Claudia FitzGerald helps her clients
identify a solution. She points out there are options
for consumers.
“In my
experience, people want to pay their debts... if they
can.” she says. “People need help to see their way
out. But sometimes they wait until the stress is too
great before they get help. My goal is to help my
clients determine if bankruptcy is appropriate for a fresh
start or whether alternatives to bankruptcy are better for
them.”
Claudia FitzGerald can be
contacted by phone at (216) 685-1269. Or email her by
clicking here for a free,
no-obligation initial consultation.
Claudia P. FitzGerald & Co.,
L.P.A. is a debt relief agency.
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